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Fill in the missing Credit Score Repair Tip.
Credit Score Repair Tip number one is to make sure that whatever negative things are on your credit report are accurate. It’s important to check your credit reports, from all three credit bureaus, at least once a year. If you find a mistake, contact the credit bureau immediately in writing and request that it gets corrected. This simple credit score repair tip can help you raise your score and get rid of inaccurate information that has been costing you money in higher interest rates.
When you contact a credit bureau, keep a detailed file as to the date you sent the letter - sending it certified may be a good idea - as well as a copy of the letter you sent them. Unfortunately, sometimes the credit bureau isn’t right on top of everything and it’s a good idea that you keep track of everything in case they try to ignore your removal attempt.
Your request for a change or removal needs to be firm and forth right. You are not a timid servant requesting a favor. Of course, you want to be polite and professional, but you aren’t asking them for a favor. You are asking them to correct a credit issue mistake. Don’t let them ignore you in hopes you will go away.
Don’t expect this process to happen quickly. By law the credit bureau has up to 45 days to get back to you (but it can take much longer). This is a process, and you have to let the process work its way out, no matter how long it takes and how aggravating it can be.
If you want to work on your credit because you are contemplating buying a new home or car and you want to get approved, don’t wait until the last minute. Start repairing your credit right now at the start of 2012. Remember, repairing your credit score will take time and the longer you delay, the more money and time it will cost you.
In the meantime, make sure that you make all your payments on time. That includes all your household bills, such as utilities, not just your loan payments. You may not realize it, but utility and cable companies report to the credit bureaus, too, and late payments can affect your credit.
You can repair your credit score without resorting to underhanded tactics if you’re willing to devote the time and consistency it will take, and that may well be the biggest credit score repair tip of all. Don’t forget, the sooner you get started the sooner you’ll qualify for a great rate on that new car loan or mortgage!
Clean Slate Credit Services is in the business of giving people back their good name and freeing them from their crippling number. Did You Know that one late payment can drop your score by 80 or more points? Has this happened to you? If your credit score is suffering in today’s economy, we can help. Watch this video that helps explain our program and how we can help you:
If you are frustrated with your score and the many claims to help you, I am glad you found us. Clean Slate is the only credit restoration program that guarantees results or service is free. Most clients receive 80 to 100 boosts to their score upon graduating from our program. Click here to review our program of how we can improve your credit score, stop the downward financial spiral, and get you on your way to a higher level on the credit score rating chart and put you in a position to be able to purchase your home or consumer goods you and your family needs. This credit score repair tip is just the beginning of a process to removing the devastating effects that poor credit scores have on millions of people lives. Be sure to request your free credit score restoration guide & report by clicking on the image to the right sidebar.
As we continue to move through the current Gainesville real estate crisis, I continue to see folks that have had their credit scores impacted by a successful short sale of their Gainesville real estate.. Here is a credit score repair tip that might be helpful for a time such as this. 
